Interest Free Credit

Six Months Interest Free Credit

If your order value is £300 or over then we can offer you the option for interest free credit. Please note however we can only deliver to the address the application is made under.

How do I apply for Interest Free Credit ?

  • Add the items you want to buy to your shopping cart – Remember, the total order value must be over £300.
  • Your shopping cart will have the option of V12 Retail Finance, 0% interest free credit.
  • Click on the V12 Retail Finance Logo
  • Complete the application form and once submitted, we will aim to contact you within 1 business hour with a response to your application.

    Alternatively you can call our office on 01207 505311 and we can run through the application over the telephone with you

    Either option results in an instant decision.

    If approved, we e-mail you and you must confirm acceptance of the application online. Once you accept the terms of the agreement, we take a 10% deposit for your order via a card payment over the telephone and will then be able to process your order. After delivery of your order, you will then start payments by direct debit to our finance company who will take six further monthly direct debit payments from you with no interest charged. You can call us on 01207 505311 and we can take you through an application over the telephone if you prefer.

    Finance DealTotal Price10% DepositMonthly RepaymentNumber of RepaymentsTotal Amount Payable
    6 Months Interest Free£599.99£59.99£90.006£599.99

    Please note, in order to apply for interest free credit you must:

    1. Be aged 18 or over
    2. Be a permanent UK resident (minimum 3 years)
    3. Be currently residing in the application address
    4. Either :
    5. Be in full-time employment (i.e. 16 hours or more per week)
    6. Self-employed
    7. Retired and over 50 years of age
    8. In receipt of an invalidity or disability allowance